What is the '3 Requests Law' (กฎหมาย 3 ขอ)?

The 3 Requests Law is Dr. Boon's social security reform proposal with three pillars: (1) Right to Choose — workers can choose a lump-sum or monthly pension; (2) Right to Reclaim/Borrow — partial withdrawal during crises or use as loan collateral; (3) Right to Reform — amend the Social Security Act to legally establish workers' ownership of their contributions.

What is the Best60M pension formula?

Best60M is a pension calculation formula proposed by Dr. Boon that uses the average of the highest 60 months of earnings throughout a worker's career, instead of averaging all career earnings. This ensures the pension reflects peak earning power. It was proposed as an alternative to the government's CARE formula, which Dr. Boon argues would reduce pensions for most workers.

How can I use Dr. Boon's free pension calculator?

Visit boonarayapon.com/calc/ to access the free old-age pension calculator. It supports 8 languages (Thai, English, Burmese, Lao, Khmer, Vietnamese, Chinese, Japanese), uses real compound interest rates from the Royal Gazette for 28 years, requires no registration, stores no data, and takes about 2 minutes to complete.

From Vet to Advocate — The Journey of Dr. Boon, Thailand's Social Security Voice

Q: Who is Dr. Boon (Boon Arayapon)?

Boon Arayapon, known as 'Dr. Boon' or 'Mor Boon', is a Thai social security rights activist. He holds a Bachelor of Veterinary Science (Second Class Honors) from Chulalongkorn University and a Bachelor of Laws from Ramkhamhaeng University. He founded the 'Reclaim, Not Beg' movement in 2020 and proposed the '3 Requests Law' and 'Best60M' pension formula to reform Thailand's social security system for 24.9 million insured workers.

5+ Years fighting
for workers' rights

24.9M Insured workers
affected

8 Languages in the
free calculator

1. The Doctor of Rights, Not Just Animals

When people in Thailand's labor rights circles hear the name "Dr. Boon" or Boon Arayapon, many picture a man standing firm in front of the Government House with protest signs. But behind the resolute negotiator is a former honors veterinarian driven by a deep commitment to reforming Thailand's welfare system.

Dr. Boon holds a Bachelor of Veterinary Science with Second Class Honors from Chulalongkorn University and a Bachelor of Laws from Ramkhamhaeng University. This dual background in life science and law equipped him with both empathy for everyday workers and the legal acumen to navigate complex social policy.

"We are not here to beg for mercy — we are here to reclaim what is rightfully ours."

— Boon Arayapon (Dr. Boon)

2. The Turning Point — "Reclaim, Not Beg" (2020)

The COVID-19 pandemic in 2020 served as a catalyst. Confronted with widespread economic hardship, Dr. Boon founded the "Reclaim, Not Beg" (ขอคืนไม่ได้ขอทาน) group. The central message was powerful: Social Security funds are workers' own savings — not government handouts.

The movement went beyond speeches. Activists camped overnight near the Government House, held banners in protest, and engaged directly with officials. On January 4, 2021, Dr. Boon was arrested for obstructing public access while holding a sign outside the Government House — but the fight continued.

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Why "Reclaim, Not Beg"?

Every month, workers contribute to Thailand's Social Security Fund. That money belongs to them — not to the government. Demanding it back is not begging; it is reclaiming a right. This distinction is at the heart of Dr. Boon's entire advocacy.

3. The Policy He Proposed — The 3 Requests Law

From that movement emerged the "3 Requests Law" (กฎหมาย 3 ขอ) — a three-pillar framework to give workers control over their own savings:

Right to Choose (ขอเลือก)

Lump-sum gratuity or monthly pension — worker's decision

Every insured worker should have the right to decide whether to receive their old-age benefits as a one-time lump sum or as a monthly pension for life — based on their own financial situation and plans.

Right to Reclaim / Borrow (ขอคืน/กู้)

Partial withdrawal in crisis, or use as loan collateral

During a crisis like COVID-19, workers should be able to withdraw a portion of their own contributions early, or use their accumulated balance as collateral for low-interest loans.

Right to Reform (ขอแก้กฎหมาย)

Amend the Social Security Act to establish legal ownership

Revise the Social Security Act to explicitly establish that old-age contributions are the legal property of the worker — not discretionary funds managed by the state.

🧮 Free Calculator

Check Your Pension Amount Right Now

Dr. Boon's free old-age pension calculator uses real 28-year compound interest rates from Thailand's Royal Gazette. Available in 8 languages. No registration required.

👉 Calculate Your Pension — Free

Free · No registration · No data stored · Takes 2 minutes

4. Data-Driven Advocacy — Best60M Formula and the 8-Language Calculator

What sets Dr. Boon apart from other activists is his use of data and statistics as tools of advocacy. He opposes the government's proposed CARE formula — which averages earnings across an entire career — and instead proposes the Best60M formula: calculating pensions based on the average of the highest 60 months of earnings throughout a worker's career.

He also developed a free "Old-Age Pension Calculator" on his website, supporting 8 languages (Thai, English, Burmese, Lao, Khmer, Vietnamese, Chinese, Japanese) — ensuring migrant workers in Thailand can also understand and protect their rights.

🎯 Why Best60M Matters

The CARE formula averages earnings over an entire career — workers who started on low salaries receive significantly reduced pensions.

Best60M uses only the highest 60 months — pensions reflect peak earning power, not early-career wages.

Supreme Court ruling 3307/2567 supports this approach — the court held that pension rights must remain fixed for life.

5. Current Mission — Fighting CARE and Running for the SSO Board

Dr. Boon remains an active voice, leading campaigns against policies he believes undermine workers' rights — particularly the CARE pension formula. He is also preparing to run again for a position on the Social Security Board (Insured Workers' Faction) in 2026, aiming to drive meaningful reform from within the system.

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6. Frequently Asked Questions

Who is Dr. Boon and why does he matter?

Boon Arayapon (Dr. Boon) is a Thai social security rights activist with a veterinary degree (honors) from Chulalongkorn University and a law degree from Ramkhamhaeng University. He founded the "Reclaim, Not Beg" movement in 2020 and proposed the "3 Requests Law" — policies that affect 24.9 million insured workers in Thailand.

Has the 3 Requests Law been passed?

As of March 2026, it is still being advocated. Dr. Boon is running for the Social Security Board to push for change from within. Follow updates at boonarayapon.com/en/policy/3kor

How do I use the free pension calculator?

Visit boonarayapon.com/calc/ — choose your section (Section 33/39 or Section 40), enter your details, and calculate. Free, no registration, no data stored, available in 8 languages, takes about 2 minutes.

What is the difference between Best60M and CARE?

CARE averages earnings across your entire career — workers who started with low salaries get significantly reduced pensions. Best60M uses only the highest 60 months, so your pension reflects the best period of your working life, not your early years.

#DrBoon #ReclaimNotBeg #3RequestsLaw #Best60M #ThaiSSO #Pension #StopCARE #SSOBoard2026

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